As he spoke, Tang Sanzang pulled out a bundle from the carriage. Unwrapping the bundle, he revealed the tiger pattern inside and introduced it, saying: "This is the coat that the Mountain Guardian, Liu Boqin, gave me when I passed through the Double-forked Ridge.

The tiger was also killed by me, and the tiger's skin was made into a piece of clothing by the Grand Protector's wife, which can barely keep me warm."

Tang Sanzang picked up the tiger skin coat, unfolded it, turned around, and draped it on. The coat reached down to his feet, with soft and smooth tiger patterns, and even the tiger's head was turned into a hood at the back. Wearing it, he looked absolutely imposing.

Sun Wukong's smile stiffened on his face. He glanced at the luxurious and grand tiger skin coat on Tang Sanzang then at his own wrinkled little tiger skin skirt. If there had to be a comparison, Tang Sanzang was now like a majestic Demon King, while Sun Wukong was only a minion. Damn, give me back all my moved feelings.

An annoyed Sun Wukong said, "Baldy, why is our tiger skin clothing so different?"

Tang Sanzang said earnestly, "Wukong, even though my fur coat might look more luxurious, its magnificence is only superficial and ultimately meaningless.

Your little tiger skin coat, although it might look a bit small, a bit torn, and patched up, it is imbued with deep affection from me to you. Its value is immeasurable."

"Come on~ Little monk, let's swap."

Tang Sanzang instantly turned and walked toward the inside of the carriage, coughed, and hastily said, "Wukong, it's time to hit the road."

Sun Wukong huffed and puffed twice, sat on the carriage frame, and lashed the reins hard, yelling, "Giddy up~"

The White Dragon Horse's eyes widened. Damn, why are you hitting me? It started running outside in an agitated manner.

"Tang Sanzang, please halt!" Suddenly, a calling voice came from above.

Immediately, the carriage stopped. Sun Wukong lifted his head to look up, and Tang Sanzang also peeked out of the carriage curiously. Who is calling me?

A cloud of White Cloud slowly descended, and standing upon the cloud were two young immortal gods wearing bank uniforms, one male and one female.

Sun Wukong instinctively shrank his body. The creditors are here.

The White Cloud landed in front of the carriage, scattered into wisps of mist, and disappeared, while the two immortal gods blocked the way.

Tang Sanzang stepped out of the carriage door, brought his palms together for a respectful bow, and smilingly said, "This humble monk, Tang Sanzang, greets the two immortals. May I know why you are stopping me?"

The male immortal bowed and said, "Ziqi from the Three Realms Bank greets the Saint Monk!"

The goddess also bowed, her crisp voice saying, "Yu Sha from the Three Realms Bank greets the Saint Monk."

Tang Sanzang, puzzled, asked, "Why are you two immortals blocking my path?"

Ziqi said with a smile, "Saint Monk, we are your business managers at the bank. Three months have passed, and it's time for you to repay your debt."

"Repay? The debt?"

"Yes, the loan you took out from the bank. The due date has arrived, but you have not made any repayments yet. The headquarters sent us to inquire. Do you perhaps have any trouble?"

It dawned on Tang Sanzang that he had been spending money gleefully during this period, but it was true he hadn't repaid a penny. He looked helplessly at Sun Wukong, as if asking for help. What about the Demon Suppression to earn Merit Coins you mentioned? Where is it?

Sun Wukong looked up at the sky, whistling, not my problem. The debt I owed has been offset by my wages for the next ten thousand years.

Tang Sanzang, still with a smile on his face, said sincerely, "Dear Immortals, I am indeed in a bit of a pickle here. Could you possibly grant an extension?"

"May I ask what trouble you are experiencing? Our bank might be able to help."

Tang Sanzang said with difficulty, "We haven't encountered any evil spirits that do great harm, so we have no money right now."

Ziqi said with a smile, "Saint Monk, you really have a sense of humor, looking at your attire, you don't seem like someone short of money. If you have money, please repay it first to save us from a difficult position."

Tang Sanzang lowered his head to glance at the luxurious tiger skin coat he was wearing, quickly took it off as a chill breeze hit him, causing him to shiver, and handed it over saying, "If you like this coat, you can take it first."

"Saint Monk, please don't joke around."

"This monk is speaking in all earnestness."

Ziqi and Yu Sha exchanged a look, seeing the difficulty in each other's eyes.

Yu Sha spoke, "Would you consent to us inspecting it?"

Tang Sanzang nodded continuously and said, "Yes, inspect as you please. Whatever money you find is yours."

Yu Sha took out a piece of jade, within which there was a pattern resembling an eye. The eye suddenly lit up, emitting a light screen that enveloped Tang Sanzang. Within the light screen, strands of golden mist emerged from Tang Sanzang, and the number sixty appeared on the jade.

The eye closed, and Yu Sha, frowning, said, "He only has sixty units of merit on him, it's not worth extracting."

"This…" Ziqi was somewhat troubled.

Sun Wukong couldn't help but exclaim from the side, "Master, if you don't have merit, don't you still have treasures? Just mortgage the treasures to the bank and redeem them later."

"Wukong, don't talk nonsense, where does your master have any treasures?"

Sun Wukong immediately leapt up and pulled out a parcel from the carriage. As the package was opened, a dazzling gleam burst forth, revealing the Jinlan Kasaya within.

Sun Wukong took out the kasaya and as he unfurled it, red light whirled around, and a fragrant scent hit the nostrils, together with emanating streaks of golden light.

Sun Wukong boasted, "Haha~ What do you think of this treasure?"

Upon this Magic Treasure there lay, a thousand clever Bright Pearls hanging, ten thousand unique Buddha Treasures clustered. Below, the Dragon whisker spreads the colored fabric, on all four sides jeweled edges line. Body cloaked, evil spirits abolish, when worn, evil spirits enter the Netherworld. Handmade by the Transformed Celestial, none dare wear without being true monks.

Yu Sha's eyes lit up, praising, "What a wonderful treasure!"

Ziqi also said, "This is a Spiritual Treasure, enough to repay the debt. Would you consider selling it to the bank?"

Tang Sanzang hurriedly said, "Wukong, this treasure was given by the Bodhisattva, how can we easily part with it?"

"Ah~ Master, what you're saying isn't quite right. Gold and silver possessions are external things, brought neither by birth nor taken by death; there's no need to hold them too dearly. In my view, this kasaya, with gold and silver adorning it and Bright Pearls shining brightly is extremely lavish, truly not in line with Buddhism's understated approach to cultivation. Even if we sell this kasaya, the Bodhisattva would just laugh it off, it's a trivial matter. Little Fairy, come quickly and assess how much this treasure is worth."

Sun Wukong beckoned to Yu Sha.

Yu Sha took out her Magic Artifact terminal and aimed it at the kasaya. The terminal emitted a light screen that enveloped the kasaya, and a voice came from it: "Eaten by insects, gnawed by rats, a bald and tattered kasaya, recycling price two thousand Merit Coins."

Tang Sanzang turned his head to look at the shining kasaya and exclaimed, "Where has it been eaten by insects or gnawed by rats?"

Ziqi said with a smile, "Elder, although the description may be a bit exaggerated, your kasaya is indeed old and will naturally be discounted a lot. How about this? I'll give you an internal friendly price of two thousand one hundred Merit Coins, how about that?"

"This kasaya has not been worn by this monk yet, how can it be old? Could you please take another look?"

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