Ksitigarbha whispered mysteriously, "Because I have more important things to do.

After the Calamity, Buddhism will be divided into Western Heaven Buddhism and Eastern Earth Buddhism. The Buddha of Western Heaven Buddhism is The Buddha, while the Buddha of Eastern Earth Buddhism is Tang Sanzang who obtained the scriptures.

Now I am tasked with building the Eastern Earth Ling Mountain."

Namo Merit Buddha exclaimed in shock, "What? Is Buddhism going to split?"

The Womb of the Earth Bodhisattva smiled and nodded, saying, "It's not really a split, more like a branching. As Buddhist Law spreads eastward, it will inevitably evolve into Eastern Earth Buddhist Law, naturally differing from Western Buddhist Law, and cannot be governed as a single entity.

And don't you think this is a good thing? In the Western Heavenly Spirit Mountain, could we ever have our day? However, with the establishment of Ling Mountain in the Eastern Land and the descent of Infinite Merit, our opportunity naturally arises."

Infinite Merit? Namo Merit Buddha's eyes lit up, eagerly asking, "Bodhisattva, how much merit exactly?"

The Womb of the Earth Bodhisattva said dreamily, "You can't imagine how much. Otherwise, the bank wouldn't have lent me money. After the task is completed and merit descends from heaven, repaying the bank's debt, I should still have billions of Merit Coins left."

Namo Merit Buddha's eyes suddenly widened, billions? How would one even spend so much merit?! Amitabha Buddha~Amitabha Buddha~ my opportunity has come.

Namo Merit Buddha quickly stood up, deeply bowed with eagerness, and said, "Please pull me in, Bodhisattva, and I will definitely follow your lead in the future."

Ksitigarbha hesitated for a moment, sighed and said, "Well then! For the sake of our friendship, I will recommend you to Tang Sanzang, the Eastern Earth Buddha, so you can go to the Eastern and become a Buddha."

Namo Merit Buddha quickly said, "Bodhisattva, I also want to earn some merit."

Ksitigarbha paused, pointed at Namo Merit Buddha, and laughingly said, "Since I've already counted you in, naturally I won't forget you.

Well then, I will borrow less from the bank to let you also contribute. Later, I will also share some merit with you, how about that?"

Namo Merit Buddha quickly expressed his gratitude, "Thank you, Bodhisattva!"

Ksitigarbha pondered for a while, regretfully saying, "Even so, you won't be able to earn much merit.

You've once listened to lectures at my seat, counting you as my disciple. I will give you another piece of advice, you can also pull in other Buddha Bodhisattvas to invest, no matter how much money they invest, I will count it as ten percent for you."

Namo Merit Buddha's eyes brightened, gratefully saying, "Thank you, Bodhisattva!"

Ksitigarbha smiled and said, "Whether you guys contribute money or the bank does, it makes no difference to me. Rather than letting the bank make interest, why not let you earn some merit."

Namo Merit Buddha brought his hands together in a prayer, feeling heartfelt and exclaimed, "Bodhisattva's compassion!"

"Remember, be sure to keep it confidential. Do not let The Buddha know, as he would never want you to make money.

Just keep it from him, and once the Eastern Earth Ling Mountain is established and the scriptures obtained, you will be the wealthiest man in Buddhism."

Ha ha~ Unable to hold back, Namo Merit Buddha laughed, and promptly spoke modestly, "Disciple dare not claim to be the wealthiest, the first wealthy man in Buddhism should be you, Bodhisattva. I am merely supported by your grace."

With respect, he got up eagerly and said, "Bodhisattva, your disciple will take his leave now."

Ksitigarbha dissolved the Big Array enveloping the temple, smiling, "Go! Remember, you must keep it a secret!"

"Disciple understands." Namo Merit Buddha hurriedly left.

Inside the great hall, Ksitigarbha clenched his fist, deeply excited, actually able to succeed, the teacher is truly incredible, on the path of making money, the teacher is definitely the number one Immortal in the Three Realms, my confidence greatly boosted, following the teacher is definitely right.

Ksitigarbha chuckled laughingly, excitedly walked around the great hall, stopping suddenly and called, "Fa Yin!"

An Arhat strode in from outside, respectfully saying, "Fa Yin greets the Bodhisattva!"

"You go heat up the meal, wait for the next guest!"

"Yes!" Fa Yin respectfully responded, pushing his hands forward, all the delicious food flew up, suspended in mid-air, carried away by Fa Yin from the great hall.

"Fa Yin~"

A female Arhat walked in from outside, respectfully saying, "Greetings, Bodhisattva!"

"You go to Western Heaven to invite Namo Vajra Unbreakable Buddha to come for the banquet."

Fa Yin Arhat respectfully said, "I receive the Dharma Decree!"

Turning around she walked outside.

...

On the other side, Namo Merit Buddha did not return to the West but went directly to the headquarters of the Heaven and Earth Human Bank in the Nine Heavens.

Namo Merit Buddha approached a window.

Inside the window, the goddess smiled and said, "Hello, what service do you need?"

Namo Merit Buddha revealed a smile [] which he thought was cool and kind, saying, "I am Namo Merit Buddha of Western Heaven Buddhism, sent by the Womb of the Earth Bodhisattva to check on the progress of our cooperation."

The goddess glanced down at the bank service terminal, her eyes flashing with mysterious runes, then looked up with a smile after a moment and said, "The Womb of the Earth Bodhisattva does have an ongoing cooperation with the bank, adhering to the principle of client confidentiality, I'm sorry but I cannot disclose that."

Namo Merit Buddha's eyes lit up, he hurriedly followed up saying, "Goddess, the Womb of the Earth Bodhisattva mentioned that the money is not enough and needs to be increased, please check it."

The goddess glanced subconsciously at the terminal again, her lips curving slightly, only a Merit Coin loan, and it needs to be increased? Are all Buddhists this poor? Maintaining her smile, she asked, "The issue of increasing funds needs to be handled by the person in person, and a new contract needs to be signed."

Namo Merit Buddha followed up asking, "Has the payment not been dispatched yet?"

"No, we will dispatch the payment to the designated account at the specified time, no need to worry about that."

Namo Merit Buddha smiled and said, "Thank you, goddess!" He got up and walked outside.

Stepping outside the bank's grand doors, Namo Merit Buddha turned his head for one last look at the magnificent bank hall, his eyes filled with fervor. The Womb of the Earth Bodhisattva is indeed in cooperation with the bank, now that the Bodhisattva has cut off the cooperation, my opportunity has also arrived. I need to pull in more people, earn more merit.

Namo Merit Buddha opened his Three Realms Mall app, hesitated for a moment then resolutely transferred his entire balance to Ksitigarbha, leaving a message: Bodhisattva, this is all the money I currently have, please take it first, I'm going to pull in friends now.

"Ding Dong~"

Ksitigarbha replied immediately: "Whatever you can pull in, just pull in! Whatever is not enough I will find from bank cooperation, not wasting our close ties."

Namo Merit Buddha moved by the reply said, "Thank you, Bodhisattva!"

Closing the Three Realms Mall app, he immediately flew towards the Western Heavenly Spirit Mountain, eager to recruit people for the Bodhisattva.

Namo Merit Buddha returned to Ling Mountain, immediately quietly called over his good friend Da Guangming Buddha.

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