Indeed.

In this financial war, aside from Shen Zhou Capital, the main player, there are many other side pot winners.

Miss Dupont, who is ambitious and not lacking in boldness, is one of them.

Unlike the others, she practically ran her operations with empty hands, without spending her own money, solely relying on loans from Mr. Jiang.

Jiang Chen isn't clear on how much she specifically earned, but what's written in these documents is enough to make anyone envious.

"Vera, did you forget something?"

Jiang Chen spoke calmly, neither angry nor upset.

Though he is indeed the creditor.

But don't forget, it's the debtor who's the real boss.

"Forget something? What is it?"

Vera asked, puzzled.

"After the Japanese surrender, you need to repay part of the loan, as per our agreement."

Jiang Chen reminded.

He isn't a philanthropist.

Even though the one hundred billion loan to Vera was interest-free, there were conditions attached.

After the plundering ends, Vera, as the debtor, needs to repay the first loan of thirty billion.

This request isn't excessive.

Vera didn't raise any objection back then, after all, once the plundering succeeds, paying back thirty billion wouldn't be difficult, yet now she's changed her stance.

"Jiang, you made so much this time, you're already overflowing, yet you're still eyeing the few hundred billion."

To Mr. Jiang's current wealth, a few hundred billion is indeed a drop in the ocean, but that's not how contracts are explained.

Having money is one thing, making money is another, and contractual spirit is yet another matter.

"You've earned quite a bit too, and this was agreed upon beforehand, Vera, taking out thirty billion now shouldn't be difficult for you."

To repay debt is just right.

Mr. Jiang sees no awkwardness in this.

Thirty billion isn't much, but it would be sufficient for a while if injected into the Southern Heavenly Gate project.

"You know, all my money is tied up in investments, how can I take out so much cash for you."

Indeed, Vera made a lot.

Moreover, she earned handsomely.

Yet the principle remains, assets and cash are always two different things.

"Vera, the agreement is in my hands, as long as you're willing to repay, there are many ways, or are you telling me, you plan to default?"

"Certainly not."

What's the most important rule in the capitalist world?

That would be contractual spirit.

No matter how arrogant Miss Dupont is, this is a baseline she certainly won't cross.

Besides, Mr. Jiang holds a signed contract, and if there's a real default, it'd be off to the international courts.

In Shen Zhou, one could indeed act as an irresponsible debtor, finding ways to circumvent high consumption limitations, painless and harmless, but it wouldn't work in other regions.

Especially in the West where personal credit is highly valued.

The severity of dishonest behavior in the Western world might be unimaginable to outsiders.

It's like a criminal record, following you for life, affecting your education, work, social... all aspects of life.

"Jiang, I'll definitely repay the money, but you need to give me some time."

It's stated clearly in black and white.

This isn't the time for sentiments.

Moreover, after dealing with these international friends, Jiang Chen understood, to foreigners, the word "sentiment" is utterly dismissed.

Treaties, terms, agreements, are the primary elements.

It's not about right or wrong, just differing perspectives resulting from cultural differences.

And sometimes, Jiang Chen finds their values to have merits.

Putting interests first isn't good, but over-pursuing so-called human relationships, isn't necessarily correct either.

"If you really can't come up with the money now, I can offer you a suggestion."

"What suggestion?"

"You can use shares of the Japanese companies you've acquired to offset the debt."

"No way!"

Vera refused without hesitation, "The Japanese stock market is dreadful now, using shares to offset debt would be a significant loss."

Truly gifted.

Instantly calculating gains and losses accurately.

"I'll accept at twice the current market price."

Jiang Chen showed sincerity.

This way, Vera wouldn't incur default fees, and as the creditor, Jiang Chen gets his due repayment.

Of course.

Considering the current dismal Japanese stock market, even if Jiang Chen was willing to take shares at double the price, it wouldn't be a bargain for Vera.

Holding onto these shares, with patience, in time they would surely bring profits far exceeding double.

Moreover, the value of some company shares can't simply be measured by stock prices.

"Jiang, you looted Japan, still unsatisfied, now you're targeting me."

Vera saw right through Jiang Chen's intentions, "Just say it, which companies' shares do you have your eye on?"

Jiang Chen paused, looked at the documents Fang Qing handed him, and didn't beat around the bush.

"Jing Rock Trading, Xia Zhi Group."

"Trade and machinery?"

Vera hit the nail on the head.

Jiang Chen remained silent.

Jing Rock Trading is one of the eight major trading companies in Japan.

The importance of trade is self-evident, no need for excessive explanation.

And Xia Zhi Group mainly focuses on manufacturing high-precision machinery, which just happens to be a weak link in Shen Zhou's industrial chain.

There are countless companies in Japan, and fishing should naturally be purposeful, but what surprised Jiang Chen was Vera's insight overlapping with his in their bottom-fishing targets.

Of course.

It could also be said that the perspective of the wise aligns. Knowing which companies have value and which have prospects.

"Based on the shares you hold in these two companies, even at current prices, doubled, they don't amount to thirty billion. Vera, if you give me the shares of these two companies, it'll count as settling your first debt."

From the phone came a crisp laugh.

"Jiang, you're truly a competent capitalist, The East doesn't suit you because you are so greedy."

Jiang Chen was aware that the other party wasn't just clever but exceptionally smart, seeing through his calculations wasn't surprising.

But.

He wasn't deceiving.

He stated facts.

Due to the Japanese stock market crash, the shares of the two companies in the other's hands combined, even if doubled, wouldn't cover the first loan, yet their actual value isn't merely thirty billion.

"Vera, this strategy doesn't cost you."

Certainly.

Vera's bottom-fishing isn't limited to these two companies, even if "cheaply sold," it would only mean less profit, nothing more.

But Miss Dupont seems unable to accept this mutually beneficial deal.

"Jiang, firstly, congratulations on our successful cooperation. You've helped me, and similarly, I've helped you."

Jiang Chen didn't deny.

"However, for the debt repayment plan you proposed now, I cannot agree. But rest assured, I definitely won't default, the owed money will be repaid to you, not a single hour late."

Is the collaboration ending then?

Indeed.

It's indeed concluded.

"You can reconsider."

"Jiang, I need to prepare the debt payment."

Not giving Jiang Chen further opportunity to persuade, Vera hung up.

"The thirty billion will be transferred to your account shortly."

A cool voice sounded.

"I won't take it with interest."

Vera emphasized.

The cerulean mystical eyes watched her, "No interest."

If Mr. Jiang were here, he might be taken aback.

It was Cynthia!

Is this reconciliation?

In the capitalist world, is it truly so realistic?

All for interests, all for gains?

Undoubtedly, apart from the two parties involved, there was also a third party listening clearly from the beginning to the end of that call.

"That's better."

Vera nodded in satisfaction.

Without asking for shares to offset the debt, nor making any demands, simply lending Vera thirty billion as if doing charity without any cost.

Simply more generous than Mr. Jiang.

After she left, Vera couldn't suppress her rising lips, for the first time enjoying the taste of having both sides.

Tsk.

Utterly splendid.

She couldn't help but raise her hand, slowly clenched into a fist, as if everything was within her grasp.

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