Chapter 216: My Mom Might Be A Financial Genius

Chapter 216 – My Mom Might Be A Financial Genius

“Little Yu, I have something to talk to you about.”

After educating her daughter, Mother Chen dragged Chen Yu to the sofa and started a new conversation.

“What happened?”

“It’s nothing big.” Awkwardly, Mother Chen said, “It’s just…”

“You didn’t lose your investment, right?” Chen Yu asked skeptically.

“How did you know? My son is amazing! You actually managed to guess it!” Mother Chen clapped her hands exaggeratedly.

“Do you think I even need to guess this? You don’t even understand how the heating bill discounts work, yet you want to invest in stocks?”

“I-Isn’t there the professor still? He’s a professional.”

“What about the professor, then?”

“He lost as well…”

“…” Holding his forehead, Chen Yu asked, “That’s a scammer, right?”

“No, no!” Mother Chen hurriedly waved her hands. “He really lost money as well. I heard he even sold his car. I’m acquainted with several of his other students as well, and they say they’ve never seen their teacher lose so much money before.”

“How much did you lose, then?”

“J-Just half…”

“I recall you bought quite a few stocks for different industries. You can’t have lost on all of them, right?”

“Fourteen stocks.” Lowering her head in shame, Mother Chen said, “All of them ended in losses.”

“All of them?!” Chen Yu was shocked. “How did you do it?”

“I-I don’t know. That professor said that this kind of thing has never happened before. Every stock he targeted for short-term profit ended in a loss.”

“Does that mean you were trying to vent your frustration on Second Eldest today?” Chen Yu said, his complexion darkening.

“How can that be?!” Mother Chen firmly denied the allegation. “No matter what, I won’t vent my problems on my children. This and that are two different things. I only reprimanded Second Eldest today because she made a mistake. I’m a professional mother.”

“…Fine, I believe you. So, you’re trying to recoup your losses?”

“I’m not trying! I know I can recoup my losses!” Mother Chen said with a severe expression. “The old professor said that the last time was a mistake. This time, he secured plenty of insider information, and he’s definitely going to lead us to profit.”

“Isn’t he just a scammer?!”

“Even scammers wouldn’t send money to other people’s companies.”

“He’s a dumb scammer, then!” Chen Yu was flabbergasted.

“Little Yu, just borrow Mom another 10,000. Watch me buy you a big house!”

“…”

Seeing the skeptical look on Chen Yu’s face, Mother Chen grew angry and said, “Chen Yu! You don’t even believe your mother? Since when have I tricked you before?”

“You’ve been tricking me since I can remember.”

“You’ll make me angry if you say something like that.” Stretching out her hand, Mother Chen said, “Give Mom another 10,000. If I lose again this time, I won’t invest ever again! I promise!”

Hearing this, Chen Yu fell silent for a moment before pulling out his phone. “How about this, Mom? I’ll give you 20,000, so tell me which stocks you plan to buy.”

“Really! OK!”

Mother Chen was pleasantly surprised by Chen Yu’s answer. Hurriedly, she ran to her bedroom and returned with a small notebook in hand. She then happily said, “I’m looking at a total of 12 stocks, and I’ve personally studied them. They’re all reliable and profitable.”

“I’ll copy it down first.” Chen Yu took a photo of Mother Chen’s notes and transferred 20,000 yuan to her. He then patted his mother’s shoulder and said, “Mom, good luck.”

“Mhm! Wait for me! I’ll definitely buy you a big house!”

“I’ll be waiting.”

After saying so, Chen Yu returned to his bedroom with his phone in hand. After locking the door, he strode to the study table and tapped Little Peach on her head.

“Huh?” Little Peach, who was typing on the keyboard, turned around in confusion. “Mr. Chen? What’s the matter?”

“Look at this.” Chen Yu handed his phone to Little Peach and pointed at the list of stock names on the screen. “There are 12 stocks here. Short sell all of them.”

“Short sell?”

“Yes! Short as much as you can!” Chen Yu nodded. “Invest a million first to test the waters.”

“Okay!”

Little Peach did not question Chen Yu’s command at all. With nimble fingers, she quickly flipped through multiple web pages and completed the transaction of the twelve stocks. Her speed was not at all inferior to any professional traders.

“Have you finished investing the whole million?”

“I did.”

“Nicely done!” Chen Yu exclaimed. He then asked, “How much money do we have now?”

“Let me check,” Little Peach said before tapped on the keyboard a dozen times or so. She then pointed at a number displayed on the screen and said, “Over 32 million.”

“What? How is there so much already?”

“I earned it!”

“Is making software for others so profitable?”

“If your skills are good, you can take on higher-valued commissions.” Puffing up her chest, Little Peach proclaimed, “My programming skills are among the top of the world now. Many big companies have even tried to poach me.”

“Amazing.” As if he were the president of a company praising his employee, Chen Yu patted Little Peach on the shoulder and said, “Our Transdimensional Review Agency needs talents like you. In the future, you shouldn’t work for such long hours. Rest for an extra 100 seconds. What’s the point of earning so much money if you harm yourself in the process?”

“Mr. Chen, you’re really kind!”

“This is what an employer should do.” Chen Yu waved his hand. “Invest another two million! Short those twelve stocks!”

“Okay!”

After swiftly completing the transactions, Little Peach curiously asked, “Mr. Chen, why did you suddenly think of investing in stocks? I’ve never seen you having an interest in this field before.”

“Because…” Turning around to look at the door, Chen Yu quietly said, “I think my mother may be a financial genius…”

…

As it turned out, Mother Chen really was a financial genius.

In just two days, all 12 stocks she invested were suddenly met with tragedies such as disruption of capital chain, project terminations, and reorganization failures. The market value of all 12 companies plummeted simultaneously.

Naturally, Mother Chen lost money again. She was so frustrated and confused by her loss that she even mistook sugar for salt when cooking.

In contrast, Chen Yu had made a fortune, and even Little Peach couldn’t help but ask in surprise, “Is it really so easy to make money?”

“Mom.”

The next night, Chen Yu initiated a conversation with Mother Chen, “Don’t get angry. Investment is something that should be enjoyed. You shouldn’t make yourself feel uncomfortable. Wouldn’t that defeat the original purpose?”

“M-Mom has lost the money you earned.” Mother Chen couldn’t help but tear up. “I feel so bad.”

“This isn’t your fault. It’s that professor who’s incompetent. You’re innocent,” Chen Yu consoled while holding back his excitement. “By the way, how did that professor do?”

“I heard he even sold his house.”

“He’s still not giving up?! Mom, we can’t shrink back either!” Pulling out his phone, Chen Yu waved it before Mother Chen and said, “I’ll transfer 50,000 to you! Let’s give it another go!”

“Little Yu…” Mother Chen fell into a stupor for quite some time. Afterward, she suddenly hugged Chen Yu and said, “You really are a good son.”

“You’re a good mother as well!”

After receiving the names of the 15 stocks Mother Chen planned to invest in, Chen Yu promptly returned to his room and vigorously said, “Little Peach! Short sell all 15 of these stocks! Invest 10 million into them!”

“Okay!” Little Peach was also brimming with fighting spirit.

…

After three more days passed by…

“Little Yu! Mom is going to stop investing! Mom is never going to invest again!” Mother Chen said as she shed tears of sorrow and regret. “They’re all scammers! Even the government is a scammer! I won’t ever invest again!”

“Mom!”

Chen Yu decisively transferred 50,000 yuan to Mother Chen’s WeChat. “Would a soldier retreat on the battlefield once he suffers failure? He’ll keep on persisting until he achieves a big victory! No! Your son supports you! Keep buying!”

“Little Yu…”

“By the way, how is that professor doing?”

“I heard he even sold his daughter-in-law…”

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